Managing a fleet—whether it’s five vehicles or five hundred—requires a strategic approach to fuel spending. One of the most effective ways to control costs, monitor usage, and improve accountability is through dedicated fleet fuel cards. These cards offer more than just convenience at the pump; they provide valuable tools for reporting, spending limits, and fraud prevention.
Here’s a detailed look at some of the best cards for fleet fueling and how to choose the right one for your business.
1. WEX Fleet Fuel Cards
Best for: Small to medium businesses with diverse vehicle needs
WEX is a leading provider in the fleet card space, offering multiple card options tailored to various business sizes and vehicle types. Their cards are accepted at 95% of U.S. fuel stations and come with robust online management tools.
Pros:
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Broad acceptance across major fuel stations
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Real-time data tracking and purchase controls
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Customizable spending limits per driver or vehicle
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Detailed reporting and integration with accounting systems
Cons:
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Monthly fees can apply
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Charges may increase with advanced reporting or additional services
2. Shell Fleet Navigator Card
Best for: Nationwide fleets needing flexibility across brands
The Shell Fleet Navigator Card is backed by WEX, giving it wide acceptance at over 95% of fueling locations. It’s ideal for companies that want to avoid being locked into a single fuel brand.
Pros:
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Accepted at most fuel stations (not just Shell)
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Discounts on Shell fuel
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Advanced controls and fraud monitoring
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No setup fee
Cons:
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Discounts may vary depending on fuel volume
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Monthly fees may apply for smaller fleets
3. ExxonMobil Business Fleet Card
Best for: Businesses loyal to Exxon and Mobil stations
This card is perfect for fleets that can fuel exclusively at Exxon or Mobil locations. It provides savings per gallon and essential tracking tools.
Pros:
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Rebates of up to 6¢ per gallon
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Online account management and tracking
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No monthly fees for basic plans
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Fraud alerts and spending controls
Cons:
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Limited to Exxon and Mobil stations
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Smaller network than multi-brand cards
4. BP Business Solutions Fuel Card
Best for: Fleets operating in areas with many BP and Amoco stations
With rebates up to 7¢ per gallon, the BP Business Solutions card is ideal for fleets centralized around BP and Amoco locations. There are two primary card options: one for BP-only use and another accepted more broadly.
Pros:
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High rebates with volume-based savings
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Options for both limited and universal station use
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Detailed tracking and driver controls
Cons:
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Limited acceptance for the BP-only version
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Monthly fees on some plans
5. Fuelman Fleet Cards
Best for: Businesses seeking strong controls and regional customization
Fuelman offers a variety of card types tailored to different fleet sizes and industries, including government and construction. Their cards are accepted at over 50,000 stations nationwide.
Pros:
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Extensive controls for driver behavior and limits
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Discount pricing at select locations
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Toll and maintenance tracking
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Strong regional network focus
Cons:
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Network may not include all branded stations
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Customer service reviews are mixed
6. U.S. Bank Voyager Fleet Card
Best for: Public sector and large enterprise fleets
Accepted at over 320,000 locations, the Voyager card is ideal for large fleets with advanced tracking and policy enforcement needs. It’s widely used in government agencies and large-scale logistics operations.
Pros:
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Huge acceptance network
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Enterprise-grade controls and reporting
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Integration with fleet and accounting software
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No need to rely on one brand
Cons:
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Not designed for very small fleets
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More complex setup and management
What to Consider When Choosing a Fleet Fuel Card
When evaluating fleet fuel cards, consider the following factors:
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Station Coverage: Ensure the card is accepted where your fleet operates.
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Discounts & Rebates: Some cards offer per-gallon savings or volume-based rebates.
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Control Features: Ability to limit spending by driver, location, or product.
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Reporting Tools: Real-time data and integration with software can streamline accounting and tax reporting.
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Fees: Some cards charge monthly, annual, or transaction fees.
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Security: Look for fraud protection, alerts, and spending limits.
Final Thoughts
Fleet fuel cards are more than just a way to pay—they’re a tool for managing operational costs, reducing fraud, and gaining insights into your fleet’s behavior. The best card for your business depends on your size, location, and fueling habits. Whether you’re looking for broad acceptance, high rebates, or deep data analytics, there’s a card out there to match your fleet’s needs.
Carefully comparing card features and fee structures will help you make the right choice—and could lead to significant savings over time.